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N S Ramnath

N S Ramnath

Senior Editor at Founding Fuel

NS Ramnath is a member of the founding team & Lead - Newsroom Innovation at Founding Fuel, and co-author of the book, The Aadhaar Effect. His main interests lie in technology, business, society, and how they interact and influence each other. He writes a regular column on disruptive technologies, and takes regular stock of key news and perspectives from across the world.

Ram, as everybody calls him, experiments with newer story-telling formats, tailored for the smartphone and social media as well, the outcomes of which he shares with everybody on the team. It then becomes part of a knowledge repository at Founding Fuel and is continuously used to implement and experiment with content formats across all platforms.

He is also involved with data analysis and visualisation at a startup, How India Lives.

Prior to Founding Fuel, Ramnath was with Forbes India and Economic Times as a business journalist. He has also written for The Hindu, Quartz and Scroll. He has degrees in economics and financial management from Sri Sathya Sai Institute of Higher Learning.

He tweets at @rmnth and spends his spare time reading on philosophy.

My Work

On the Edge: Urgent Stories Our Wild Places Tell—A Tribute to Ramki
·FF Life

On the Edge: Urgent Stories Our Wild Places Tell—A Tribute to Ramki

In memory of a friend, mentor, and conservationist, we present the 2025 Ramki Sreenivasan Conservation Photography Award—images that reveal the startling, intimate, and often uncomfortable ways in which human lives now intersect with the wild

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

Zoho’s New CEO, Same Grounded Playbook
·Leadership & Organisation

Zoho’s New CEO, Same Grounded Playbook

As Sridhar Vembu steps back to focus on AI, Shailesh Davey takes the lead, steering Zoho into the future, on its own terms

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

Our extended minds and AI notetakers
·Artificial Intelligence

Our extended minds and AI notetakers

Transcription tools enhance our intelligence, allow us to revisit conversations and glean insights we might have missed, and share knowledge with extended teams. Here's what you need to know to select the right one for you

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

Who owns your data—you, the creator, or the platform?
·Economy, Policy & Society

Who owns your data—you, the creator, or the platform?

The Kunal Kamra-BookMyShow face-off is more than a dust-up between a performer and a ticketing platform. It is a snapshot of a larger issue that will only become more pressing. And it impacts all of us

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

The Billion-User Bet
·Economy, Policy & Society

The Billion-User Bet

Nandan Nilekani’s key to unlock the Indian market opportunity and galvanise growth: reforms in the four key areas of technology, capital, entrepreneurship and formalization

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

The existential dilemmas facing cultural festivals
·Economy, Policy & Society

The existential dilemmas facing cultural festivals

Can a festival survive and thrive without corporate sponsorship? Yes — and here’s how Bangalore literature festival found freedom through community funding

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

Fintech Special Report Part 1: Indian fintech at a crossroad
·Business & Strategy

Fintech Special Report Part 1: Indian fintech at a crossroad

The outlook for fintech companies has shifted from unchecked optimism to uncertainty. The rose-tinted glasses are off and some of the well-funded companies are pivoting. Their future will depend on their ability to look beyond technology as the panacea. Part 1 of a 4-part series

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

Fintech Special Report Part 2: From competition to collaboration
·Business & Strategy

Fintech Special Report Part 2: From competition to collaboration

The ground reality has changed. Fintechs are realising that partnerships and ecosystem thinking are key to winning the market, not competing with the incumbents. Part 2 of a 4-part series

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

Fintech Special Report Part 3: The limits of algos
·Technology & the Future

Fintech Special Report Part 3: The limits of algos

Fintechs bet on data and algos to know the credit-worthiness of the underserved. However, there's a gap in what the data can reveal because of consumer behaviour. Part 3 of a 4-part series

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

Fintech Special Report Part 4: A fine balance
·Economy, Policy & Society

Fintech Special Report Part 4: A fine balance

Fintech must contend with inherent conflicts with what the regulators want. Fintech’s push for rapid scaling needs to balance with the regulators’ push for financial stability and consumer protection. Part 4 in this 4-part series

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

FF Life: Engaging with philosophy
·FF Life

FF Life: Engaging with philosophy

Philosophy as an intimate, lived practice rather than a remote academic field

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

FF Life: Focus
·FF Life

FF Life: Focus

July 15, 2023: How to filter out distractions

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

FF Life: The Cholas — Beyond Ponniyin Selvan 2
·FF Life

FF Life: The Cholas — Beyond Ponniyin Selvan 2

Beyond the movie, there are a number of reasons why the Cholas matter. Here’s how one can follow the Chola trail and get a deeper experience of what you saw in the movie

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

The Contrarian
·Entrepreneurship, Startups & Innovation

The Contrarian

Sridhar Vembu built Zoho by questioning the conventional wisdom. For the longest time, no one took much notice. But now people are curious about what makes him—and Zoho—tick

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

FF Life: Understanding Sri Lanka
·FF Life

FF Life: Understanding Sri Lanka

May 21, 2022: Four books and two films that help us decode what is causing a crisis this harsh in the island nation

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

Facebook’s new avatar in 10 images
·Technology & the Future

Facebook’s new avatar in 10 images

Renaming Facebook as Meta indicates a big bet on the metaverse, as well as an “escape hatch” from the issues and scrutiny Facebook has been facing. The entire industry is at the beginning of a big wave and Mark Zuckerberg has been building capacity for some years now. However, the key to Meta’s success will depend on whether and how fast customers adopt it to work, learn, play, build and live.

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

The Art of Inversion
·Economy, Policy & Society

The Art of Inversion

The Account Aggregator framework is aimed at giving control of data back to users; but the road will be rough and full of resistance

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

Behind Infosys’ struggles to deliver the income tax project
·Business & Strategy

Behind Infosys’ struggles to deliver the income tax project

Why did the IT major mess up the high-profile government project? No one quite knows the answer. The clues, however, lie in the inherent difficulties in executing tech projects for the government

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

How tech firms are eating media
·Technology & the Future

How tech firms are eating media

This Week in Disruptive Tech | January 27, 2021: The media business; Sangeet Paul Choudary on empowering workers; Will Clubhouse click in India

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

FF Daily #273: The value of doubt
·Leadership & Organisation

FF Daily #273: The value of doubt

January 14, 2021: Richard Feynman on leaving room for doubt; How Mumbai Traffic Police became a brand; How to thrive in a vuca world; Privacy vs People

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

The age of disruptive imitation
·Technology & the Future

The age of disruptive imitation

This Week in Disruptive Tech | December 3, 2020: A roundup of news and perspectives on how technology is shaping the future, here in India and across the world

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

AlphaFold; Bitcoins; and the Chinese lunar mission
·Artificial Intelligence

AlphaFold; Bitcoins; and the Chinese lunar mission

This Week in Disruptive Tech | December 3, 2020: A roundup of news and perspectives on how technology is shaping the future, here in India and across the world

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

How to protect data
·Technology & the Future

How to protect data

This Week in Disruptive Tech | November 19, 2020: A roundup of news and perspectives on how technology is shaping the future, here in India and across the world

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

Why ecommerce firms are hungry for brick-and-mortar
·Business & Strategy

Why ecommerce firms are hungry for brick-and-mortar

This Week in Disruptive Tech | October 28, 2020: A roundup of news and perspectives on how technology is shaping the future, here in India and across the world

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel

Google tax; An air quality solution; How to think about AI
·Technology & the Future

Google tax; An air quality solution; How to think about AI

This Week in Disruptive Tech | October 1, 2020: A roundup of news and perspectives on how technology is shaping the future, here in India and across the world

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N S Ramnath

N S Ramnath

Senior Editor, Founding Fuel